Details

Well-priced solutions for self-employed borrowers & small business owners
  • Loan amounts up to $3MM
  • Up to 85 LTV on Purchases, 80 LTV on Rate/Term Refinances, and 75 LTV on Cash Out Refinances
  • DTI up to 50 allowed
  • Credit scores down to 660
  • Primary Residences, Second Homes, and Investment Properties
  • 12 or 24 months of personal or business bank statements may be relied upon for underwriting
  • Multiple bank statement calculation methodologies available
  • 5/6 ARMs, 7/6 ARMs, 15 Year Fixed, and 30 Year Fixed loans eligible
  • Up to $1MM cash in hand
  • Interest only products available
  • Multiple financed properties allowed
  • 4 years of seasoning from major credit events allowed
  • 0x30x12 on housing required
  • 1-4 unit properties, warrantable condos, and PUDs allowed
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